Terms of Service

Last Updated: April 12, 2026

1. Acceptance of Terms

By accessing and using InflationMinder.com ("the Website"), you accept and agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use the Website. We reserve the right to update these Terms at any time, and your continued use of the Website constitutes acceptance of any changes.

2. Description of Service

InflationMinder.com provides free economic data tools and educational resources, including:

  • Inflation calculators using official CPI data
  • A real-time economic dashboard with live indicators
  • Government spending and national debt tracking
  • Educational content about inflation and economic policy
  • Analysis and blog posts about economic data releases

We reserve the right to modify, suspend, or discontinue any part of the service at any time without prior notice.

3. Use of Website

You may:

  • View and use economic data for personal, educational, or research purposes
  • Share links to InflationMinder content on social media and other platforms
  • Reference our data and analysis with proper attribution
  • Use the inflation calculator for personal financial planning

You may not:

  • Scrape, harvest, or systematically collect data from the Website using automated means without prior written permission
  • Use the Website for any unlawful purpose
  • Attempt to gain unauthorized access to any part of the Website or its systems
  • Interfere with or disrupt the Website's servers or infrastructure
  • Transmit viruses, malware, or other harmful code
  • Impersonate any person or entity
  • Remove or alter any proprietary notices or attribution

4. Data Sources and Accuracy

InflationMinder aggregates data from official U.S. government sources including the Bureau of Labor Statistics (BLS), Bureau of Economic Analysis (BEA), U.S. Treasury, Federal Reserve Economic Data (FRED), U.S. Energy Information Administration (EIA), USASpending.gov, and the U.S. Census Bureau.

While we strive to present this data accurately, all data is provided "AS IS" without any warranty of any kind. We do not guarantee the accuracy, completeness, or timeliness of any data displayed on the Website. Data may be subject to revision by the original source agencies.

InflationMinder does not provide financial, investment, or tax advice. The data and tools on this Website are for informational and educational purposes only. Consult a qualified financial professional before making financial decisions.

5. Intellectual Property

The Website's design, layout, code, branding, logos, and original written content are owned by Innovative Research and Data Solutions, LLC and are protected by copyright and other intellectual property laws.

Economic data sourced from U.S. government agencies is in the public domain. Data sourced from the Federal Reserve Bank of St. Louis (FRED) is subject to FRED's own terms of use and attribution requirements.

Attribution: If you reference InflationMinder data or analysis, please use the following format: "Data from InflationMinder (www.inflationminder.com)"

6. Disclaimers and Limitations

THE WEBSITE AND ALL DATA, TOOLS, AND CONTENT ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT ANY WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY, OR NON-INFRINGEMENT.

We do not warrant that the Website will be uninterrupted, error-free, or free of viruses or other harmful components. We do not make official economic predictions or forecasts.

7. Limitation of Liability

IN NO EVENT SHALL INNOVATIVE RESEARCH AND DATA SOLUTIONS, LLC, ITS OFFICERS, DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING WITHOUT LIMITATION LOSS OF PROFITS, DATA, USE, OR GOODWILL, ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF THE WEBSITE.

Our total liability for any claims arising under these Terms shall not exceed the amount you have paid to us, if any, in the six (6) months preceding the claim.

8. Indemnification

You agree to indemnify and hold harmless Innovative Research and Data Solutions, LLC, its officers, directors, employees, and agents from and against any and all claims, damages, obligations, losses, liabilities, costs, and expenses arising from your use of the Website or your violation of these Terms.

9. Third-Party Links and Services

The Website may contain links to third-party websites or services. We are not responsible for the content, privacy practices, or terms of any third-party sites. Your use of third-party services is at your own risk.

10. Affiliate Disclosure

InflationMinder may participate in affiliate advertising programs and may earn commissions from qualifying purchases made through links on the Website. Affiliate relationships do not influence the data or analysis we present.

11. Modifications to Terms

We reserve the right to modify these Terms at any time. Changes will be posted on this page with an updated "Last Updated" date. Your continued use of the Website after changes are posted constitutes acceptance of the modified Terms.

12. Termination

We reserve the right to terminate or restrict your access to the Website at any time, for any reason, without prior notice. All provisions of these Terms that by their nature should survive termination shall survive, including warranty disclaimers, indemnification, and limitations of liability.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United States and the State of Indiana, without regard to conflict of law principles.

14. Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions shall continue in full force and effect.

15. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Innovative Research and Data Solutions, LLC regarding the use of the Website.

16. Contact Us

If you have questions about these Terms of Service, please contact us:

Innovative Research and Data Solutions, LLC
Website: www.innovativedata.us